American Express Discloses Delinquency and Write-off Statistics for Card Member Loans

Details

Consumer and U.S. Small Business Card Member loans held for investment for the months ended December 31, November 30, and October 31, 2025, and the three months ended December 31, 2025. The report shows that delinquency rates and write-off rates for both U.S. Consumer and U.S. Small Business Card Member loans remained relatively stable over the reported periods. Additionally, the American Express Credit Account Master Trust's credit performance statistics are provided, indicating a consistent annualized default rate, net of recoveries, over the same periods.

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About American Express Co.

American Express Co. is a leading global financial services company, primarily known for its charge cards, credit cards, and travel-related services. Founded in 1850 and headquartered in New York City, American Express is recognized for its premium customer service and luxury lifestyle benefits, distinguishing it within the highly competitive financial services industry. Its products are used by individual consumers, small businesses, and large corporations, showing a robust presence in various sectors. The company's core operations encompass a broad range of payment solutions, offering rewarding loyalty programs such as Membership Rewards, which enhance customer engagement and satisfaction. American Express also provides products related to expense management and international payment processing, essential for businesses and travelers worldwide. Their unique charge card model, which requires payment in full each month, promotes financial discipline among cardholders. American Express plays a significant role in the financial market, not only by facilitating consumer and business transactions but also by supporting economic activities and travel industries. Its stock performance is closely watched by investors for insights into consumer spending trends, making it a vital entity in global financial dynamics.