Citizens Financial Group, Inc.
Citizens Financial Group Reports Strong 4Q25 Earnings and Declares Quarterly Dividend
Summary
Citizens Financial Group, Inc. announced its fourth quarter and full year 2025 financial results on January 21, 2026. The company reported a net income of $528 million for 4Q25, up 32% year-over-year (YoY), and earnings per share (EPS) of $1.13, up 36% YoY. Full year 2025 net income was $1.8 billion with an EPS of $3.86, up 14% and 19% YoY respectively on an underlying basis. Additionally, the board of directors declared a quarterly common stock dividend of $0.46 per share, payable on February 18, 2026 to shareholders of record on February 4, 2026. These results reflect strong execution of key growth initiatives and positive operating leverage. The company also posted an investor presentation and financial supplement on its website.
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About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. is a regional bank holding company providing a wide array of retail and commercial banking services. Primarily operating in the northeastern United States, Citizens Financial offers traditional banking services such as savings, checking accounts, personal and business loans, as well as wealth management and insurance products. Retail banking serves a diverse customer base through a network of branches and ATMs, focusing on local communities and customer service. On the commercial side, the bank provides comprehensive financial solutions including commercial loans, leasing, and capital markets capabilities, catering to mid-sized businesses and larger institutions. Founded in 1828 and headquartered in Providence, Rhode Island, Citizens Financial Group plays a significant role in promoting economic growth through its community banking efforts, maintaining strong regional banking relationships and supporting local development projects.
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