Citizens Financial Group, Inc.
Citizens Financial Group, Inc. Announces 4Q25 Earnings and Quarterly Dividend
Summary
Citizens Financial Group, Inc. announced its fourth quarter and full year 2025 earnings on January 21, 2026. The company reported an EPS of $1.13 for the fourth quarter, up 8% QoQ, and declared a quarterly common stock dividend of $0.46 per share payable on February 18, 2026. Key financial highlights include a 4% QoQ increase in pre-provision net revenue, a 7 bps increase in net interest margin to 3.07%, and an improvement in efficiency ratio to 62.2%. The company also saw growth in loans and deposits, driven by the Private Bank and Commercial segments.
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About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. is a regional bank holding company providing a wide array of retail and commercial banking services. Primarily operating in the northeastern United States, Citizens Financial offers traditional banking services such as savings, checking accounts, personal and business loans, as well as wealth management and insurance products. Retail banking serves a diverse customer base through a network of branches and ATMs, focusing on local communities and customer service. On the commercial side, the bank provides comprehensive financial solutions including commercial loans, leasing, and capital markets capabilities, catering to mid-sized businesses and larger institutions. Founded in 1828 and headquartered in Providence, Rhode Island, Citizens Financial Group plays a significant role in promoting economic growth through its community banking efforts, maintaining strong regional banking relationships and supporting local development projects.
Official SEC Documents
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