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Form 8-K · Current Report · Filed 2024-08-15

Equifax Inc. Announces Public Offering of Senior Notes Due 2029

On August 12, 2024, Equifax Inc. announced the issuance and sale of $650,000,000 aggregate principal amount of 4.800% Senior Notes due 2029. The Notes will bear interest at a rate of 4.800% per year, payable semi-annually. The Company may redeem the Notes prior to August 15, 2029, at its option, and after August 15, 2029, at any time. The net proceeds from the offering, approximately $644.4 million after deducting underwriting discounts and estimated offering expenses, will be used for general corporate purposes, including the refinancing of existing debt. The Underwriting Agreement, Twelfth Supplemental Indenture, and legal opinions are filed as exhibits to this report.

Filer
Equifax Inc. EFX · NYSE
Filed
Accession
0001193125-24-201307
CIK
0000033185
Signal
Medium impactIndustrials

Items reported

Item 8.01

Other Events

Public Offering Completed
Item 9.01

Financial Statements and Exhibits

Exhibits Furnished

Market reaction

Close before filing

$296.38

Next session

-1.4%

Since filing

-41.8%

Latest close

$172.62

What happened, not what will happen — closing prices around the filing date.

Precedent

Previous filings from EFX reporting the same item, with the next session's move:

Exhibits (4)

About Equifax Inc.

Equifax Inc. is a global consumer credit reporting agency based in Atlanta, Georgia. It is one of the largest credit bureaus in the world, playing a crucial role in the financial ecosystem by providing credit reports and scores that help lenders make informed decisions. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. This data is used by financial institutions, businesses, and government entities to assess the creditworthiness of prospective borrowers, mitigate risk, and facilitate decision-making processes. In addition to credit reporting, Equifax offers a range of analytical services and specialized solutions in identity verification, fraud prevention, and debt management. Its operations significantly influence the credit market, affecting industries such as banking, automotive financing, and mortgage lending by providing crucial insights that drive lending decisions and consumer interaction. Equifax's comprehensive data analytics capabilities also support businesses in marketing and risk assessment applications, thereby strengthening economic transactions globally.

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