FICO Announces Strong Q3 2026 Earnings and Raises Full-Year Guidance

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The company's net income was $237.2 million, or $10.45 per share, significantly higher than the $181.8 million, or $7.40 per share, reported in the prior year period. FICO also raised its full-year guidance for fiscal 2026, citing successful execution of strategic priorities. The company's Scores segment saw a 41% increase in revenues, while its Software segment experienced a 2% increase. Free cash flow for the quarter was $370.3 million.

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About Fair Isaac Corporation

Fair Isaac Corporation is a pioneering analytics company known for its Fair Isaac Credit Organization score, commonly referred to as the FICO score. This score plays an essential role in the financial services industry by assessing consumer credit risk, impacting sectors such as banking, insurance, and retail. The FICO score aids financial institutions in making informed lending decisions by quantifying a borrower's creditworthiness. Beyond credit scoring, Fair Isaac Corporation offers a range of data analytics, decision management and predictive analytics solutions designed to enhance business performance. Serving a global clientele, the company's tools are instrumental in reducing credit losses and fraud while optimizing customer interactions. Founded in 1956 with headquarters in Bozeman, Montana, Fair Isaac Corporation continues to hold significant market influence as it bridges the gap between data analytics and business decision-making processes.