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Figure Technology Solutions Announces Strong Preliminary Q4 and Full Year 2025 Financial Results

| 8-K

Summary

On February 13, 2026, Figure Technology Solutions, Inc. announced its preliminary unaudited financial results for the fourth quarter and full year 2025. The company reported a Consumer Loan Marketplace volume of $2.7 billion for Q4 2025, representing a 131% increase year-over-year. For the full year 2025, the volume was $8.4 billion, a 63% increase. Net revenue for Q4 2025 was expected to be between $158.0 million and $162.0 million, with GAAP Net Income of $12.5 million to $13.5 million. For the full year, net revenue was expected to be between $505.0 million and $509.0 million, with GAAP Net Income of $131.5 million to $132.5 million. Figure Technology Solutions also filed a registration statement on Form S-1 that contained preliminary results of operations for the same periods.

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