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Figure Technology Solutions Announces Strong Q4 2025 Results and $200M Share Repurchase Program

| 8-K

Summary

Figure Technology Solutions, Inc. reported robust financial results for the quarter and year ended December 31, 2025, with significant increases in Consumer Loan Marketplace volume, net revenue, net income, and Adjusted EBITDA. The company also announced an authorization for a $200 million share repurchase program. Q4 2025 highlights include a 131% increase in Consumer Loan Marketplace volume to $2.7 billion, a 91% rise in net revenue to $159.9 million, a 156% jump in net income to $15.1 million, and a 426% surge in Adjusted EBITDA to $81.3 million. For the full year 2025, Consumer Loan Marketplace volume grew 63% to $8.4 billion, net revenue increased 49% to $506.9 million, net income rose 574% to $134.3 million, and Adjusted EBITDA climbed 148% to $251.2 million. The company's Board of Directors has authorized a share repurchase program under which the Company may repurchase up to $200 million of its Class A common stock and Blockchain common stock over the next 12 months, subject to market conditions, contractual restrictions and other factors.

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