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Form 8-K · Current Report · Filed 2025-06-30

Rocket Companies Simplifies Structure and Completes Key Transactions

On June 30, 2025, Rocket Companies, Inc. completed the simplification of its organizational and capital structure by collapsing its 'Up-C' structure, eliminating its high-vote/low-vote structure, and reducing its classes of common stock from four to two. This was part of a broader set of transactions including the acquisition of Redfin Corporation and Mr. Cooper Group Inc. As part of this simplification, Rocket Companies, Inc. amended its certificate of incorporation, entered into various agreements such as the Tax Receivable Agreement Amendment, the Indemnity Agreement, and amended its limited partnership agreements. Additionally, the Exchange Agreement was terminated, and a Letter Agreement was executed to preserve certain rights.

Filer
Rocket Companies Inc. RKT · NYSE
Filed
Accession
0000950142-25-001738
CIK
0001805284
Signal
High impactFinancial Services

Items reported

Item 1.01

Entry into a Material Definitive Agreement

Material Agreement Amendment Joint Venture
Item 1.02

Termination of a Material Definitive Agreement

No viable tag
Item 2.01

Completion of Acquisition or Disposition of Assets

M&A Transaction
Item 3.02

Unregistered Sales of Equity Securities

No viable tag
Item 3.03

Material Modification to Rights of Security Holders

Material Modification of Rights of Security Holders
Item 5.03

Amendments to Articles of Incorporation or Bylaws

No viable tag
Item 9.01

Financial Statements and Exhibits

No viable tag

Market reaction

Close before filing

$14.22

Next session

+1.8%

Since filing

-9.3%

Latest close

$12.90

What happened, not what will happen — closing prices around the filing date.

Precedent

Previous filings from RKT reporting the same item, with the next session's move:

Exhibits (8)

About Rocket Companies Inc.

Rocket Companies Inc. is a leading fintech firm specializing in the financial services sector, particularly focusing on technology-driven mortgage lending and consumer financial solutions. The company is best known for its flagship brand, Rocket Mortgage, which revolutionizes the mortgage industry with its innovative online lending platform, allowing consumers to obtain home loans transparently and efficiently. This digital approach ensures a streamlined application process, enhancing customer experience by leveraging advanced data analytics and automated systems. Rocket Companies services a wide client base, encompassing individual homebuyers and real estate investors, significantly impacting residential real estate markets. Based in Detroit, Michigan, Rocket Companies has built a vast network through its digital-first business model, supporting home equity and personal loans, thereby playing a critical role in the modern real estate financing landscape. By doing so, the firm not only facilitates homeownership but also drives technological advancement within the financial services ecosystem, reflecting a broader trend towards digitization in the mortgage industry.

Exchange NYSE Industry Mortgage Finance Company website ↗

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