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Form 8-K · Current Report · Filed 2025-07-02

U.S. Bancorp Announces Stress Test Results and Dividend Increase

On July 1, 2025, U.S. Bancorp reported its preliminary Stress Capital Buffer (SCB) requirement of 2.6% from the Federal Reserve's 2025 Dodd-Frank Act Stress Test. The company also announced a planned increase in its quarterly common stock dividend from $0.50 to $0.52 per share, effective in the third quarter of 2025, pending board approval. Additionally, U.S. Bancorp continues to maintain strong capital levels and plans to proceed with share repurchases under its existing $5 billion program.

Filer
U.S. Bancorp USB · NYSE
Filed
Accession
0000036104-25-000039
CIK
0000036104
Signal
High impactFinancial Services

Items reported

Item 8.01

Other Events

Dividend Increase Regulatory Investigation
Item 9.01

Financial Statements and Exhibits

Exhibits Furnished

Market reaction

Close before filing

$46.49

Next session

+3.1%

Since filing

+35.5%

Latest close

$63.01

What happened, not what will happen — closing prices around the filing date.

Precedent

Previous filings from USB reporting the same item, with the next session's move:

Exhibits (1)

About U.S. Bancorp

U.S. Bancorp provides a wide array of financial services through its primary subsidiary, U.S. Bank, which is one of the largest banks in the United States. It offers services such as commercial banking, consumer banking, wealth management and investment services, and payment services, catering to individuals, businesses, governmental entities, and other financial institutions. The company is renowned for its comprehensive suite of financial products, which includes credit cards, mortgage and loan products, as well as personal and corporate checking and savings accounts. Serving a diverse clientele across various sectors, U.S. Bancorp plays a significant role in the financial market by facilitating capital flow and offering critical financial support. Based in Minneapolis, the bank's extensive network and technological integration enable it to deliver efficient banking solutions across the nation, reflecting its commitment to customer service and operational excellence.

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