Form 8-K · Current Report · Filed 2026-02-05
Affirm Holdings Announces Strong Second Quarter FY26 Results
Affirm Holdings, Inc. reported strong financial results for the second fiscal quarter of 2026, with total revenue growing 30% year-over-year to $1.12 billion. Gross merchandise volume (GMV) increased by 36% to $13.8 billion, driven by robust growth across all business segments. Adjusted operating income reached $337 million, up 42% from the prior year. Credit quality remained stable, with a 30+ day delinquency rate of 2.7%. The company also provided an outlook for the upcoming fiscal year, indicating continued growth and profitability.
- Filer
- Affirm Holdings Inc. AFRM · NASDAQ
- Filed
- Accession
- 0001628280-26-005772
- CIK
- 0001820953
- Signal
- Medium impactTechnology
- Source
- Official filing on sec.gov ↗
Items reported
Reported Item
Market reaction
Close before filing
$62.16
Next session
-8.3%
Since filing
+15.0%
Latest close
$71.51
What happened, not what will happen — closing prices around the filing date.
Precedent
Previous filings from AFRM reporting the same item, with the next session's move:
About Affirm Holdings Inc.
Affirm Holdings Inc. is a financial technology company that offers a flexible and transparent alternative to traditional credit. Its primary function is to provide consumers with installment loans at the point of sale to finance purchases. This service allows customers to split the cost of large purchases into manageable payments over time, often without hidden fees or compounding interest, which is a distinctive feature in the credit space. Affirm is widely used in e-commerce sectors, partnering with a vast array of retailers to simplify the purchasing process online. Founded in 2012 and headquartered in San Francisco, California, Affirm leverages advanced data analytics to perform credit checks and approve loans quickly, positioning itself as a leader in the "buy now, pay later" market. Through these partnerships, retailers can increase their conversion rates by providing shoppers with more purchasing options, thus enhancing customer satisfaction. As a prominent player in the fintech industry, Affirm Holdings Inc. significantly influences consumer spending behaviors, impacting sectors ranging from retail and travel to wellness and automotive services.
Never miss another AFRM filing
Profitelligence watches EDGAR around the clock and alerts you within seconds.