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Form 8-K · Current Report · Filed 2025-07-22

Equifax Reports Strong Q2 2025 Financial Results

Equifax Inc. reported strong financial results for the second quarter of 2025, with total revenue of $1.537 billion, a 7% increase on a reported basis and 8% on a local currency basis, surpassing the mid-point of their guidance. The company attributed the growth to robust performance across its segments, including a 14% increase in U.S. Mortgage revenue and a 10% growth in Verification Services revenue. Despite economic headwinds, Equifax maintained its full-year 2025 revenue guidance and returned approximately $190 million to shareholders, including $127 million in share repurchases.

Filer
Equifax Inc. EFX · NYSE
Filed
Accession
0000033185-25-000049
CIK
0000033185
Signal
Medium impactIndustrials

Items reported

Item 2.02

Results of Operations and Financial Condition

Earnings Beat General Statement
Item 9.01

Financial Statements and Exhibits

Exhibits Furnished

Market reaction

Close before filing

$259.64

Next session

-5.3%

Since filing

-33.5%

Latest close

$172.62

What happened, not what will happen — closing prices around the filing date.

Precedent

Previous filings from EFX reporting the same item, with the next session's move:

Exhibits (1)

About Equifax Inc.

Equifax Inc. is a global consumer credit reporting agency based in Atlanta, Georgia. It is one of the largest credit bureaus in the world, playing a crucial role in the financial ecosystem by providing credit reports and scores that help lenders make informed decisions. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. This data is used by financial institutions, businesses, and government entities to assess the creditworthiness of prospective borrowers, mitigate risk, and facilitate decision-making processes. In addition to credit reporting, Equifax offers a range of analytical services and specialized solutions in identity verification, fraud prevention, and debt management. Its operations significantly influence the credit market, affecting industries such as banking, automotive financing, and mortgage lending by providing crucial insights that drive lending decisions and consumer interaction. Equifax's comprehensive data analytics capabilities also support businesses in marketing and risk assessment applications, thereby strengthening economic transactions globally.

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